Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Value of Insuring Against Life’s Risks Building wealth requires protection from the forces of wealth destruction. Debt Stress There’s a link between debt and stress. 5 Reasons to Invest in Your 401(k) Did you know that your savings can compound over time?