Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Related Content How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. 5 Benefits of Working in Retirement Here are 5 reason why you may consider working through retirement. Roth 401(k) vs. Traditional 401(k) This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).