Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Related Content How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. Inflation - Back to the Future Even low inflation rates over an extended period of time can impact your finances in retirement. A Look at Systematic Withdrawals This calculator may help you estimate how long funds may last given regular withdrawals.